Compare Loan Types

Fixed Rate Loans

  • Fixed periods of 8- to 30-years available.
  • Buy a home with as little as 1% down (primary home).
  • Refinance up to 97% of your primary home’s value.
  • Monthly payments remain the same for the entire loan term.

Adjustable Rate Loans

  • 5/1, 7/1, and 10/1 ARMs. Monthly payments based on a 30 year repayment schedule.
  • The rate stays fixed for the first 5, 7, or 10 years (depending on chosen term), and then adjusting annually thereafter.

FHA Loans

  • 3.50% down payment required on purchase.
  • Extremely Flexible Credit Guidelines with Minimum credit scores as low as 620.
  • Post-bankruptcy qualifying – 2 years after.
  • Post-foreclosure qualifying – 3 years after.

VA Loans

  • Competitive interest rates that are routinely lower than conventional rates.
  • Sellers can pay up to 4% of closing costs and concessions.
  • Higher allowable debt-to-income ratios than for many other loans.
  • 100% cashout and 0% down payment for Purchase loans.

USDA Loans

  • 100% financing with no down payment needed.
  • Wide range of credit scores allowed, minimum of 580 credit score.
  • No cash reserves required
  • Seller can pay buyer’s closing costs.

Non-Traditional Loans

  • We offer a variety of nontraditional loans.
  • For more information, please give us a call at (954) 251-2201. Thank you.
MORE INFO CALL (954) 251-2201